Coverage Guide

Homeowners Coverage Guide: Interpretation and Analysis, written by FC&S Bulletins has been published to help insurance professionals and practitioners get to know the details of homeowners coverage and be better positioned to explain the policy to their clients. This guide helps agents learn the details of homeowners coverage. The Insurance Services Office and American Association of Insurance Services homeowners coverage programs provide the take-off point for a detailed discussion of all policy provisions included in the basic, broad and special perils homeowners forms.

All common endorsements are reviewed and separate discussions of condominium forms are included. The book carries a number of "Coverage Scenarios," real-life examples of hard to handle and unique claims. In addition, the book contains coverage checklists, sample client letters and errors and omissions information. A chapter on "hot topics" reviews court cases on commonly misunderstood topics such as the business pursuits and intentional acts exclusions, the sexual molestation exclusion, collapse coverage and replacement cost.

The National Underwriter Co. 505 Gest St., Cincinnati, OH 45203 1-800-543-0874 800 874-1916